when we need to determine the present value of certain asst, we cannot use the standard formula, Because using the standard formula assumes ten years from now essay the payment is equal in each period and this now a nurture of the cash flow. Furthermore, the nation has a rich cultural history, with many religious beliefs, ethnic groups and great cuisines spanning many millennia. Determine the nominal interest rate. After working in a dermatology office, I discovered that I wanted to become a medical assistant. The discount rate increases.
Goal 1: Dream Job
Browse the database of more than essays donated by our community members! As a lady in her twenties, I have to dwell on this question a few times in my life. There is a saying that time flies so fast without us noticing it. A few blinks and a few years is gone. It is not completely wrong ten years from now essay people said a year is easily passed just like that. However, 10 years is not a short period of time. In 10 years, many adjustments can occur and one can develop into a different person, be it good or bad.
In 10 years, I would be thirty-six years old. deadline 6 hours Writers : ESL Refund : Yes. deadline 3 hours Writers : ESL, ENL Refund : Yes. Payment methods: VISA, MasterCard, ten years from now essay, American Express, Discover, ten years from now essay. deadline 8 hours Writers : ESL, ENL Refund : Yes. At the age of thirty-six, I can see that I am a happy, successful woman who had accomplished more than half of my bucket list. If not yet accomplished, I will be working towards accomplishing those goals to fulfill my life. I have always loved being active to keep myself fit. Not only for the sake of being healthy, but also to make myself able to do various things without any difficulties. Therefore in the sports areas, I expect to have learned how to swim, mastered some skills in skateboarding, winning a few matches in badminton when I compete with my friends and conquer Bukit Sarang Helang in less than an hour.
In addition to that, I enjoy watching Korean variety shows and Japanese animation. Being an independent person, I started to learn the Korean language by myself without attending any classes. Ten years from now essay of today, Ten years from now essay can fully read and write but only limited understanding in Korean. Thus, I believe that I am able to communicate fluently in both Korean and Japanese languages within the next three years. In terms of life skills, before I turned 30, I have already got a good grip on how to manage a budget, ten years from now essay. Being the third out of five siblings, although I am not the oldest, I am also capable of sharing responsibilities with my older siblings and providing a good environment and conditions for my family.
Other than that, I am capable of understanding car problems and changing car tires without any much help too. As for my career, being an enthusiastic person I am, once I have started working, my number one priority is to acquire the skills needed for my job position while enjoying my task at the same time. As per the brief discussion on the first interview, as a lab technician, my main duty is to check whether the liquid purity is as stated in the paper when it arrived. Then proceed to process the liquid into the required concentration and pressure. Besides that, I have to listen and communicate effectively with engineers to ensure everything goes well. However, I am not going to settle down just that. By that, if there is an opportunity for advancement and I have the skills and experience needed, I will give my best in taking up a new challenge.
Thus, helping the company in growing its revenues and client base. Ten years from now, I want to have made an impact on this company in a significant and positive way. For now, I have a clear picture in my mind where I see myself in ten years, ten years from now essay. Like many other individuals full of ambitions, I have a lot of unrealistic goals that will probably never happen. However, to move forward the way I want, I have also created the realistic plans that I will follow to become a person I want to be, ten years from now essay.
To begin with, five years from now, I will have already a distinct career path and stable earnings that will allow me to take care of myself and my family. Nevertheless, I do not think much about money. I do not want to accumulate wealth but, first of all, I will concentrate on becoming healthy and empowering my healthy habits. I have no doubts that wealth is nothing in comparison with health. Probably, I will even try to be a vegan for some time to eat only plant-based food that will clear my organism, ten years from now essay. Also, I will learn more about zero-wasting and minimalism that will assist me in caring about the world around me.
Talking about my character and personal goals, I will stop comparing myself to other people and will concentrate my attention on staying strong on who I am. Every day, I will work hard on enhancing my physical and mental health. I want to step up as a leader to feel more confident in my ability to manage different projects and motivate the employees. I want to become a model for others and become a person I will be proud of. As far as my career is concerned, I will do my best to perform the tasks and my duties perfectly. For sure, sometimes life events are not happening the way we want. However, I will never be frustrated and disappointed, learning from my own mistakes.
I plan to work no more than 35 hours a week to have time for my family and children. Also, I will want to devote some time to my hobbies to prevent feeling stressed out. In the future, I want to make sure that everything I do is coming from a place of inspiration and a place of light. Talking about my family, I plan on making the life of my children as beautiful as it will be possible. I want to be a good example for them to motivate my children to become ten years from now essay honest with themselves. Lastly, all my free time I will devote myself to self-education, improving my skills and knowledge on various subjects. I will travel a lot to explore the world around and learn about new cultures and languages. Hence, in ten years from now, I will be a prominent worker, an ideal parent, and merely a good person.
Even though our future is like a long, ten years from now essay, unpredictable hallway, as long as I will have strengths to move forward, I will make everything possible to make sure that all my plans will come true. Where do I see myself in ten years? Thinking about this question gave me a chance to analyze my goals, wishes, and ambitions. In ten years from now essay years I know I want the basic things of life, love, family, and happiness and the opportunity to pursue my dreams. I will have been blessed with having children with my sweetheart of fifteen years.
I will be employed by a top tier company. I will own my own business, reside in another state, and own property all over the country. Since I can remember I have always wanted to ten years from now essay a mother. I decided to wait until marriage to start a family, but once married we focused on building a secure future together. I believe I will be an excellent mother, giving my children all the love and affection I can give. I will enjoy being a soccer mom, taking the kids to all of their extracurricular activities. Although children are important to me, I do not intend to be a stay at home mother.
I have always known I would be employed in an office environment, and have always been fascinated by computer software. Having earned my degree in software engineering several years prior to the University of Michigan, I will work at a Fortune company. My office will be on the top floor with valet parking, a corporate spending account, and the freedom to work from home if I choose. Certainly, in ten years I will own my own business. I love to bake and decorate cakes, make jewelry, ten years from now essay, and plan events. I also love weddings, from the planning to the ceremony to the reception. My first choice for a business is a bakery, which will be the most desired cakes, not only for the taste but for the exquisite designs.
My main clientele for the bakery business will be engaged couples, from there, I will introduce jewelry and event planning and take my business to an unimaginable level. Additionally, when I complete my degree in software engineering I plan to move back ten years from now essay North Carolina. When I was 22 years old I moved to North Carolina ten years from now essay live with my aunt and go to school. One year later my aunt left North Carolina to move to Texas ten years from now essay pursue another job opportunity.
My choices were to remain in North Carolina or move back to Detroit, I moved to Charlotte, North Carolina. I was 24 years old, had my own apartment, brand new car, and loved being independent of my family. In North Carolina, the weather, except for the occasional ice storm, has a very mild climate and the streets and highways are not littered with debris. Lastly, I currently own my home and enjoy owning a home. However, when I travel I like to have my own space. Although my permanent address will be in North Carolina, I will own property all over the country. I will definitely own a home in Florida, ten years from now essay too far from Disneyworld, so I can go at any time.
I have never been to Texas or Las Vegas but would like ten years from now essay own a home in one of these places because they are both warm year-round. In conclusion, ten years from now I see myself still married to the same person with one or two children. I will have a very high-paying unstressful career with a Fortune company. My business will be the most lucrative and innovative bakery and event planning business ever. All of my free time will be spent traveling the country in my motor home to find the next property I want to purchase, ten years from now essay. Simply stated, in ten years I see myself living a very comfortable, leisurely life. I always wanted to see what will be my life in the future, what will be my career and what will I become?
As I reflected on my childhood I have many dreams and aspirations that I would like to accomplish within the next ten years to come. In ten years, I can see myself having many of my goal accomplished, if not accomplished, I will be working on accomplishing those goals to fulfill my life. We all know when growing up that we all wanted that fairy tale ending with the house, ten years from now essay, car, kids, and the dog. Ten years from now I plan to be raising my children, coming out of college with several degrees, and being happy. This is my life as I see it will be ten years from now. I have most of it planned out already.
gender differences essay
Hard work, perseverance, and faith to God are the key. God is the center of all things; he makes all impossible things possible. And after I graduated, I applied on a job that is related to my course on a prestigious company. And as my hard work was paid off, I got promoted in a higher position as the Smith to manage his forestland and harvest the crop trees. The fundamental idea in this report is based on the concept of present value. A number of options are analyzed and the one with highest present value of pay off is considered. Questions 9, 10, and 11 give Mr. Smith should choose option 3. Furthermore, provided Mr. Section 2 — Analysis Question 1 In order to choose the best Solution: a.
Health care has gone through a major restructuring period. Some of the key changes were moving from hospital based care to care being provided on an outpatient basis and in nursing homes or managed care facilities. Most of these changes were implemented to reduce the number of hospital beds needed and the reduce the length of a hospital stay. There changes were considered the first step towards reducing cost in the healthcare field. exactly 25 years from now. You want to make yearly contributions into the pension fund over the next 24 years so that you will have enough to cover this obligation. b If you deposit each cheque in the bank, how much will you have after one year?
c If you deposit each cheque in the bank, but quit your job after one year and leave all the accumulated money in the bank , how much will you have in the bank after two years? In each of the 20 years after that he Incremental-cost approach. Least-cost decisions. Uncertain future cash flows. Preference rankings. Payback period method. Simple rate of return method. Appendix 14C Income taxes in capital budgeting PRESENT VALUE CONCEPTS A dollar today is worth more than a dollar a year from now because a dollar received today can be invested, yielding more than a dollar a year from now. It can be viewed either in terms of its value in the Chapter 5: Financial Management: Principles and Applications A A.
Six years ago you withdraw 8. How much is your debt with the same bank two years later Italian banks use Nominal Rates convertible quarterly? Capital budgeting preference decisions are concerned with choosing from among two or more alternative investment projects, each of which has passed the hurdle. A dollar received today can be invested to yield more than a dollar in the future. Discounting gives recognition to the time value of money and makes it possible to meaningfully add together cash flows that occur at different times. Both the net present value and internal rate of return methods focus on cash flows. The net present value can be negative if the present value of the outflows is greater than the present value of the inflows. Another is In order to calculate the present value of uneven cash fellow, I would like to identify what is the present value for uneven cash flow means?
Although the return or the payment of these cash flow is usually regular, the amounts in most cases is different from period to other period. when we need to determine the present value of certain asst, we cannot use the standard formula, Because using the standard formula assumes that the payment is equal in each period and this now a nurture of the cash flow. The present value of an annuity formula assumes equal cash flows at each time period. However, sometimes cash flows are not even. Learn how to use a formula to calculate the present value of uneven future cash flows.
An annuity is an asset that will pay equal amounts of money at regular time periods over its life. Essentially, an annuity can be thought of as a security with equal expected cash flows usually paid annually, semi-annually, quarterly, or monthly. The payment of dividends or payments from a lawsuit settlement are typical annuities. However, expected future cash flows from a security with the uncertainty of market and economic conditions rarely follow such a regular schedule. Now after we exposed to different opinion to uneven present cash flows, we will start CHAPTER 1 3. Assume that the inflation-free rate of interest is 3 percent and that the inflation rate is 10 percent with complete certainty and no taxes.
Determine the nominal interest rate. In a world of certainty with no taxes, the nominal interest rate is 10 percent and the inflation-free interest rate is 5 percent. What is the inflation rate? Assume no taxes. Even though our future is like a long, unpredictable hallway, as long as I will have strengths to move forward, I will make everything possible to make sure that all my plans will come true. Where do I see myself in ten years? Thinking about this question gave me a chance to analyze my goals, wishes, and ambitions. In ten years I know I want the basic things of life, love, family, and happiness and the opportunity to pursue my dreams.
I will have been blessed with having children with my sweetheart of fifteen years. I will be employed by a top tier company. I will own my own business, reside in another state, and own property all over the country. Since I can remember I have always wanted to be a mother. I decided to wait until marriage to start a family, but once married we focused on building a secure future together. I believe I will be an excellent mother, giving my children all the love and affection I can give. I will enjoy being a soccer mom, taking the kids to all of their extracurricular activities.
Although children are important to me, I do not intend to be a stay at home mother. I have always known I would be employed in an office environment, and have always been fascinated by computer software. Having earned my degree in software engineering several years prior to the University of Michigan, I will work at a Fortune company. My office will be on the top floor with valet parking, a corporate spending account, and the freedom to work from home if I choose. Certainly, in ten years I will own my own business. I love to bake and decorate cakes, make jewelry, and plan events. I also love weddings, from the planning to the ceremony to the reception. My first choice for a business is a bakery, which will be the most desired cakes, not only for the taste but for the exquisite designs.
My main clientele for the bakery business will be engaged couples, from there, I will introduce jewelry and event planning and take my business to an unimaginable level. Additionally, when I complete my degree in software engineering I plan to move back to North Carolina. When I was 22 years old I moved to North Carolina to live with my aunt and go to school. One year later my aunt left North Carolina to move to Texas to pursue another job opportunity. My choices were to remain in North Carolina or move back to Detroit, I moved to Charlotte, North Carolina. I was 24 years old, had my own apartment, brand new car, and loved being independent of my family.
In North Carolina, the weather, except for the occasional ice storm, has a very mild climate and the streets and highways are not littered with debris. Lastly, I currently own my home and enjoy owning a home. However, when I travel I like to have my own space. Although my permanent address will be in North Carolina, I will own property all over the country. I will definitely own a home in Florida, not too far from Disneyworld, so I can go at any time. I have never been to Texas or Las Vegas but would like to own a home in one of these places because they are both warm year-round. In conclusion, ten years from now I see myself still married to the same person with one or two children. I will have a very high-paying unstressful career with a Fortune company.
My business will be the most lucrative and innovative bakery and event planning business ever. All of my free time will be spent traveling the country in my motor home to find the next property I want to purchase. Simply stated, in ten years I see myself living a very comfortable, leisurely life. I always wanted to see what will be my life in the future, what will be my career and what will I become? As I reflected on my childhood I have many dreams and aspirations that I would like to accomplish within the next ten years to come. In ten years, I can see myself having many of my goal accomplished, if not accomplished, I will be working on accomplishing those goals to fulfill my life.
We all know when growing up that we all wanted that fairy tale ending with the house, car, kids, and the dog. Ten years from now I plan to be raising my children, coming out of college with several degrees, and being happy. This is my life as I see it will be ten years from now. I have most of it planned out already. This is my story. School has always been an important goal in my life. Growing up I always wanted to attend college for at least 10 years to receive an accounting degree. I want to be a doctor. I am interested in an M. dual degree program, receiving a certificate, and a license for medicine.
I love helping other people with their sickness. The way I see myself ten years ahead of now is not something I often think about. To tell you the truth, it scares me a little to know that in one short decade I will be twenty-eight years old and that my years of youth are coming to an end. My institution will give art education to people…. By the time I turn 28, I will have visited dozens of countries around the world, and known places of incredible beauty. Another one of my wishes is to be able to build a very beautiful house with a painting studio, a big garden, a couple of dogs, a few nice cars, and maybe even a swimming pool and a hot tub. Other dreams I have include a house in Lake Atitlan, as well as an apartment in Miami, a room share in Steamboat Colorado, and a beautiful house in Puerto San José, Guatemala.
Ten years from now, I see myself as a strong, independent, healthy, and most important of all, happy woman, and I am aware that the only person that can get me there is myself by putting all the passion, effort and determination I have in everything I do. In the movie Shrek II, I once heard a very life-changing quote that the character Arthur said after defeating his enemy. Usually, people plan their lives for systematic and smooth management of time, resources, and effort. And it is beneficial too. It is a piece of creative writing and has not taken reference from any existing source. As a child, everyone dreams of a very elated future with luxury, popularity, and success. But, as age climbs, the dreams get replaced by practical goals like a job after college, a good apartment, and family.
Success in career is of utmost importance to everyone irrespective of age. But what I want out of my life is not just professional success and fun. It is more than what makes our life seem content from outside. After ten years, I see myself with a sustainable job that pays enough, a supportive family to live with and a better understanding of life which helps in seeking peace. Peace mentioned here might seem prophetic to many. But, it is the penultimate requirement after money. Money is important for proper food, shelter, clothing, education, recreation, and protection. Which basic need comes for free? So, I would like to have a legitimate and stable source of income after 10 years. I am not emphasizing on opulence; money in the required amount suffices.
I would like to choose a career which not only pays but also keeps my interest in it alive. No matter my job in the future seems fun to me or not, I definitely want to learn in the coming 10 years to perform my duties efficiently even in adverse situations. When envisaging assets, I surely want to own an apartment and car within the next 10 years. Though I would encourage the use of public transport for better utilization of energy it is necessary to have a personal car along with a house. The other necessary appliances and commodities are understood without even mentioning. But, a particular contraption needs to be enlisted here- the latest iPhone or another equivalent gadget after 10 years. When one self-sponsors the expensive leisure pursuits, it is worth it.
Bothering parents for a very expensive gadget is inappropriate. When it comes to family life, I would like to get married by the age of 29 but choose to avoid it before the age of It is time to strengthen your career, have fun, and understanding life better before you add important extensions to the responsibilities. Family life indispensably includes parents and folks. So, I earnestly wish my relationship with my family to be hale and hearty. In case, I get married, I wish to be a very supportive and loving spouse. In 10 years, I see myself healthier and more sensible than today. A good lifestyle, distance from unhealthy habits, and hence, a stronger mind and body to live in or with is significant.
How can I be a support to my family or myself in any respect if I choose to be careless about my well-being? So, a healthier mind and body are definite to happen. Last but never least, I aspire to be a better human being within the next 10 years. I wish my will power strengthens and so does my wisdom. I will be able to distinguish between right and wrong after 10 years, whose endeavor begins from here, the present.
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